How much does it cost to get a Bachelor’s degree in the U.S.

Evidence snapshot:

  • The average total cost of attending a four-year public college in the U.S. was $33,016 per year in 2014 - the most common choice for students.
  • The average total cost of attending a four-year college in the U.S., combining public and private institutions, was $49,688 per year in 2014.
  • The average annual cost of attending a four-year private college in the U.S. is $63,236 in 2014.
  • The average cost of earning a bachelor’s degree in the U.S. is $198,752.
  • The average total cost of earning an associate degree is $48,882.
  • The average total cost of earning a master’s degree is $126,472.

How much does college really cost in the U.S.and what’s driving those numbers? In this article, we break down tuition, room and board, books, and total degree costs across public and private institutions. You’ll learn how prices vary by residency, degree type, and even by specific university. We’ll also look at how fast costs are rising and which expenses hit students hardest.

Let’s unpack the data and get clear answers together.

Average cost of 4 year college

How much does public college cost?

Here are the average total costs of attending a public 4-year college in the U.S. in 2023–24, based on student residency and assuming the student lives on campus (which is the most typical setup for first-time full-time undergraduates):

  • The average total cost of attending a public in-district four-year college in the U.S. is $32,933 per year.
  • The average total cost of attending a public in-state four-year college in the U.S. is $33,016 per year.
  • The average total cost of attending a public out-of-state four-year college in the U.S. is $43,382 per year.

Average public college cost breakdown by residency

Cost TypeIn-DistrictIn-StateOut-of-State
Tuition & Fees, $8,8788,96119,327
Books & Supplies, $1,2601,2601,260
Food & Housing (On-Campus), $12,06912,06912,069
Other Expenses, $10,72610,72610,726
Total32,93333,01643,382

Average annual cost of private college

  • The average total cost of attending a private nonprofit four-year college in the U.S. is $63,236 per year.
  • The average total cost of attending a private for-profit four-year college in the U.S. is $52,811 per year.

Average private college cost breakdown by type

Cost TypePrivate NonprofitPrivate For-Profit
Tuition & Fees32,57518,694
Books & Supplies1,1701,201
Food & Housing (On-Campus)12,30714,028
Other Expenses17,18418,888
Total63,23652,811

Which educational institutions typically cost the most to attend?

Private nonprofit four-year colleges typically cost the most to attend, averaging $63,236 per year. That’s $30,220 (91.5%) more than public in-state colleges and $19,854 (45.8%) more than public out-of-state colleges. These higher costs stem from the lack of state subsidies and greater institutional spending on facilities, academics, and student services.

What cost is generally the most expensive for a year of college?

  • At public colleges, the most expensive cost is food and housing, at $12,069 per year for all residency types (in-district, in-state, out-of-state).
  • At private colleges, the most expensive cost is tuition and fees, at $32,575 for nonprofit and $18,694 for for-profit institutions.

Why is there a difference?

Public colleges receive state funding that keeps tuition relatively low, making living costs like housing and meals the biggest part of the budget. Private colleges rely heavily on tuition for funding, so tuition and fees are the dominant cost.

How much is the average college tuition for 4 years

  • The average college tuition for a four-year degree in the U.S. is approximately $79,557, based on national tuition data across public and private institutions.

What is the average college tuition per year?

  • The average college tuition per year in the U.S. is approximately $19,889, based on data from public and private four-year institutions.

What is the average college tuition per semester?

  • The average college tuition per semester in the U.S. is approximately $9,945.

Average public university tuition by residency

How much is in-state tuition?

  • The average tuition and fees at a public in-state four-year college in the U.S. are $8,961 per year.

What is the in-state tuition at Arizona State University (ASU) for the 2025–2026 academic year?

  • For Arizona residents enrolled in an on-campus undergraduate degree program at ASU’s Downtown Phoenix, Polytechnic, Tempe, or West Valley campus, the base tuition is $11,822 per year.

What is the in-state tuition at the University of Arizona for the 2025–2026 academic year?

  • The in-state tuition for undergraduate students at the University of Arizona for the 2025–2026 academic year is $12,168.

What is the in-state tuition at Northern Arizona University (NAU) for the 2025–2026 academic year?

  • The in-state tuition for undergraduate students at Northern Arizona University for the 2025–2026 academic year is $12,096.

What is the in-state tuition at Penn State University for the 2025–2026 academic year?

  • For Pennsylvania residents attending Penn State's University Park campus, the in-state tuition for the 2025–2026 academic year is $20,468.

What is the in-state tuition at UCLA for the 2025–2026 academic year?

  • For California residents, the estimated in-state tuition and fees at UCLA for the 2025–2026 academic year are $15,154.

What is the in-state tuition at the University of North Carolina at Chapel Hill for the 2025–2026 academic year?

  • For North Carolina residents, the in-state tuition at UNC-Chapel Hill for the 2025–2026 academic year is $7,020.

What is the in-state tuition at the University of Washington for the 2025–2026 academic year?

  • The in-state tuition for undergraduate students at the University of Washington for the 2025–2026 academic year is $12,973.

What is the in-state tuition at the University of Illinois at Urbana-Champaign for the 2025–2026 academic year?

  • For Illinois residents, the base in-state tuition at the University of Illinois at Urbana-Champaign for the 2025–2026 academic year is $12,992.

What is the in-state tuition at the University of Utah for the 2025–2026 academic year?

  • For Utah residents, the in-state tuition and fees at the University of Utah for the 2025–2026 academic year are $10,004.

What is the in-state tuition at the University of Texas at Austin for the 2025–2026 academic year?

  • For Texas residents, the estimated in-state tuition and fees at UT Austin for the 2025–2026 academic year range from $11,500 to $13,000, depending on the specific college and program.

How much is in-district tuition?

  • The average tuition and fees at a public in-district four-year college in the U.S. are $8,878 per year.

How much is out-of-state tuition?

  • The average tuition and fees at a public out-of-state four-year college in the U.S. are $19,327 per year.

What is the out-of-state tuition at the University of Mississippi (Ole Miss) for the 2025–2026 academic year?

  • For non-resident undergraduate students, the out-of-state tuition at Ole Miss for the 2025–2026 academic year is $28,440.

What is the out-of-state tuition at the University of Utah for the 2025–2026 academic year?

  • For non-resident undergraduate students, the out-of-state tuition at the University of Utah for the 2025–2026 academic year is $31,748.

What is the out-of-state tuition at the University of Texas at Austin for the 2025–2026 academic year?

  • For non-resident undergraduate students, the estimated out-of-state tuition and fees at UT Austin for the 2025–2026 academic year range from $40,582 to $48,712, depending on the specific college and program.

What is the out-of-state tuition at Louisiana State University (LSU) for the 2025–2026 academic year?

  • For non-resident undergraduate students, the out-of-state tuition and fees at LSU for the 2025–2026 academic year are $29,148.

What is the out-of-state tuition at the University of Oregon for the 2025–2026 academic year?

  • For non-resident undergraduate students, the estimated out-of-state tuition and fees at the University of Oregon for the 2025–2026 academic year are $46,077.

What is the out-of-state tuition at the University of Washington for the 2025–2026 academic year?

  • For non-resident undergraduate students at the University of Washington's Seattle campus, the out-of-state tuition for the 2025–2026 academic year is $43,209.

What is the out-of-state tuition at UCLA for the 2025–2026 academic year?

  • For non-resident undergraduate students, the estimated out-of-state tuition and fees at UCLA for the 2025–2026 academic year are $53,502. This figure includes both the base tuition and the nonresident supplemental tuition.

What is the out-of-state tuition at the University of Tennessee, Knoxville for the 2025–2026 academic year?

  • For non-resident undergraduate students, the out-of-state tuition and fees at the University of Tennessee, Knoxville for the 2025–2026 academic year are $33,256.

What is the out-of-state tuition at Purdue University for the 2025–2026 academic year?

  • For non-resident undergraduate students, the out-of-state tuition and fees at Purdue University for the 2025–2026 academic year are $28,794.

What is the out-of-state tuition at Stanford University for the 2025–2026 academic year?

  • For all undergraduate students, including out-of-state and international students, Stanford University charges a uniform tuition rate. For the 2025–2026 academic year, this tuition is $67,731.

Average private university tuition

  • The average tuition and fees at a private nonprofit four-year college in the U.S. are $32,575 per year.
  • The average tuition and fees at a private for-profit four-year college in the U.S. are $18,694 per year.

These cost patterns reveal how college is shaped by inflation, shrinking public investment, and rising demand for specialized skills. As you follow the shifts in room, board, and fees, you’re also seeing signals about labor markets, class mobility, and institutional priorities. The numbers in these tables are data points in a larger story about access, opportunity, and long-term value.

Use this data to sharpen your questions, guide smarter funding strategies, or choose an educational path with clearer long-term value.

How much does a college degree cost

How much does it cost to get a bachelor’s degree?

  • The average total cost of earning a bachelor’s degree in the U.S. is $198,752, based on four years of college at 2023–24 prices.

What is the average cost of associate’s degree?

  • The average total cost of earning an associate degree in the U.S. is $48,882, calculated over two years at a public 2-year college.

Cost of master degree in USA

  • The average total cost of earning a master’s degree in the U.S. is $126,472, based on two years at a private nonprofit college.

How much does a doctorate degree cost in USA?

  • The average total cost of earning a doctorate degree in the U.S. is $106,860.

An average total cost of degree in the U.S. in 2024

DegreeAverage total cost, $
Associate degree48,882
Master’s degree126,472
Bachelor’s degree198,752
Doctorate degree106,860

When you see the full cost of a college degree, you move from debating annual prices to understanding lifetime investment. The totals let you compare true financial commitments across paths, weigh them against expected earnings, and spot where the value proposition breaks down.

Use this to rethink degree choices, sharpen ROI models, or frame stories and research around affordability with precision.

How much has the cost of college increased?

  • Public college tuition grew by 28.7% over the last decade.
  • Private college tuition grew by 42.4% over the last decade.
  • Public college tuition rose by 2.6% in the past year.
  • Private college tuition rose by 3.6% in the past year.
  • The average annual growth rate of public college tuition is 4.35%.
  • The average annual growth rate of private college tuition is 3.99%.

A decade of steady increases reveals how financial pressure is compounding on students year after year. These figures you the tools to model future rising costs and stagnant outcomes. If you’re tracking long-term education trends or building projections, this is your baseline.

How much is room and board in the U.S. colleges?

Institution typeStudent housingAverate cost of room and board, $
PublicOn-campus12,069
PublicOff-campus (not with family)12,582
Private nonprofitOn-campus12,307
Private nonprofitOff-campus (not with family)12,430
Private for-profitOn-campus14,028
Private for-profitOff-campus (not with family)12,593

How much are books and supplies for college in the U.S.?

Institution TypeAverage cost of books and supplies, $
Public1,260
Private nonprofit1,170
Private for-profit1,201

20 most expensive colleges in the U.S. in 2025-2026

RankMost Expensive College (State)2025–26 CostType
1Pepperdine University (CA)$95,234Private
2University of Southern California (CA)$95,225Private
3Northwestern University (IL)$94,878Private
4University of Miami (FL)$93,666Private
5University of Chicago (IL)$93,633Private
6New York University (NY)$93,184Private
7Harvey Mudd College (CA)$93,131Private
8Haverford College (PA)$93,028Private
9Wesleyan University (CT)$92,994Private
10Stanford University (CA)$92,892Private
11Georgetown University (DC)$92,564Private
12Amherst College (MA)$92,530Private
13University of Pennsylvania (PA)$92,288Private
14Tufts University (MA)$92,167Private
15Wellesley College (MA)$92,440Private
16Scripps College (CA)$91,886Private
17Brown University (RI)$91,676Private
18Claremont McKenna College (CA)$91,510Private
19Dartmouth College (NH)$91,312Private
20Wake Forest University (NC)$91,266Private

20 cheapest colleges in the U.S. in 2025-2026

RankCheapest College (State)2025–26 CostType
1Fayetteville State University (NC)$10,877Public
2South Georgia State College (GA)$12,208Public
3Oklahoma Panhandle State Univ. (OK)$14,580Public
4Harris-Stowe State University (MO)$15,749Public
5University of Montana Western (MT)$15,895Public
6University of Hawaii at Hilo (HI)$16,086Public
7Mississippi Valley State Univ. (MS)$16,159Public
8New Mexico Highlands University (NM)$16,442Public
9Minot State University (ND)$16,692Public
10Wayne State College (NE)$16,803Public
11Henderson State University (AR)$17,118Public
12Emporia State University (KS)$17,248Public
13Brigham Young University–Idaho (ID)~$16,970Private
14Central State University (OH)$19,710Public
15Alice Lloyd College (KY)$7,680Private
16Purdue University – Northwest (IN)$18,396Public
17University of Northern Iowa (IA)$19,376Public
18Delaware State University (DE)$22,466Public
19University of Wyoming (WY)$20,278Public
20Stillman College (AL)$20,273Private

Conclusions:

  • The real cost crisis is how fast non-tuition expenses are overtaking it. Room, board, and “other” costs now rival or exceed tuition at public colleges, shifting the burden from academics to living. This reframes the affordability crisis around housing inflation, food insecurity, and transit costs.
  • A bachelor’s degree now regularly costs six figures without guaranteeing upward mobility. With the average total cost near $200,000, a four-year degree has become one of the biggest investments of a person’s life.
  • Tuition growth is slowing, but that doesn’t mean college is getting cheaper. Although annual tuition hikes have moderated, total costs keep climbing due to stagnant aid, rising fees, and escalating non-academic expenses. 

Methodology

  • We calculated the overall average total cost by taking a simple unweighted mean of the annual costs for public, private nonprofit, and private for-profit four-year colleges in 2023–24. Each sector’s total cost was summed and divided by three, without adjusting for differences in enrollment size.
  • We used inflation-adjusted data from IPEDS Table 3 for the 2023–24 academic year. To estimate the cost of a bachelor’s degree, we multiplied the total average annual cost of all 4-year colleges ($49,688) by four years. For private colleges, we calculated the total annual cost by adding tuition and fees, books and supplies, food and housing, and other expenses for private nonprofit 4-year colleges.
  • We used 2023–24 inflation-adjusted IPEDS data to calculate the total cost. For the associate degree, we took annual costs from public 2-year colleges and multiplied by 2 years. For the master’s degree, we used private nonprofit annual costs and multiplied by 2 years, which is the typical duration of a full-time master’s program

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