E-Commerce vs. Web Store Front Research Proposal:
With the advent of internet technology, organizations have greatly improved in certain ways. One of the most important facets of the computer and internet technology that have undergone rapid change is the E-commerce (Umar, 2004). Ecommerce or electronic commerce is the act of doing business over the internet through the aid of remote computers linked to each other to form a network. Specifically, it allows the users to transact business over the internet, where very little or no physical contact between the two parties is involved (Umar, 2004). Companies throughout the modern world are increasingly changing from traditional in-store format due to the increased opportunities with online business, as well as reduced cost of doing business (Umar, 2004). Currently, most retail businesses maintain a web storefront, while others have completed deviated from their physical location and moved permanently to the online business location.
Traditional Versus Online Shopping
It is not necessary that the word shopping have the meaning of exchange of goods and services in a specific physical location, as it was the common definition (Columbus, 2009). For instance, it was the only way for the shopper to leave the physical location and visit to the physical market or store in order to shop. However, in the modern world, shopping has greatly been revolutionized primarily through the internet technology. However, there are facets of this revolution that has brought in certain weaknesses with the shopping method, which are not common with traditional in-store method of shopping (Umar, 2004)….
Measurement in Financial Recording research paper:
In the recent past there has been a strong a desire and need for reforms in the manner in which accounting of financial instruments and statements is done. This has come as a result of a number of developments in the market. These developments have mainly been characterised by diverse financial innovations, which have blurred the establishment of a clear distinction between the existing financial instruments. Consequently, this has contributed to developing markets for those instruments that have been traditionally considered as non tradable and illiquid (Enria et al, 2004). There has also been evident disappearance of the rationale of the existing diverse accounting treatment that is related to securities, banking and insurance services. This is because they all cover and serve similar economic function.
There have been two major approaches which have been recommended in the previous decade as being essential in line with measurements in financial accounting. The first recommendation is anchored on methods of valuation in accordance to past transaction which is referred to as Historical Cost analysis. Second argument is based on the current existing market value, which is referred to as Fair Value Accounting. The Historical based approach has been a fundamental part of America’s accounting systems. Through this approach, assets are always presented on a balance sheet, in terms of their value at the time when they were being acquired, which is essentially the use of purchase cost….
Member of staff satisfaction and empowerment are fundamental components to businesses in most industries (torraco 85). the industry of construction has an assortment of types of members of staff, varying from administrators and senior managers to on-site overseers and manual workers (beardwell and claydon 53). this study was carried out to achieve a better perceptive regarding the essentials and levels of contentment and empowerment of on-site overseers in the housing industry of construction. an on-site overseer in the housing industry of construction is liable for synchronizing and organizing members of staff, supplies, equipment, making financial arrangements, planning, indentures, and the wellbeing of members of staff and the populace in general (holbeche and springett 12). they are also members of staff most recurrently professed as liable for the triumph or malfunction of any task. trailing a detailed assessment of the correlated writing, a questionnaire was structured to find out the levels of satisfaction and empowerment of on-site controllers. this opinion poll was overseen in the form of an interview and it was revealed that a noteworthy correspondence subsisted amid satisfaction and empowerment.
2.0 Structure of the interview Questions
Subjects 1 to 10 were planned to find demographic information concerning the on site controllers. demographic queries that were incorporated in the study aimed at the onsite controller’s age, sex, nuptial standing, edification, industry familiarity, incidence with precedent and current administrators, career title, present position of the profession, and sum of built-up units the interviewee’s company put up per annum. subjects 11, 14, 20, and 28 classified whether the members of staff feel esteemed by the company. subjects 17, 19, and 26 classified if members of staff got adequate training to execute the allocated tasks. subjects 22 and 25 classified the members of staff level of expectations and assurance in administrators and executives. queries 12, 21, and 24 classified if members of staff had the ability to under take the requisite tasks. subjects 13, 15, 18, and 23 classified if members of staff had any contribution or involvement in choosing how their work necessities will be accomplished. subjects 16 and 27 classified if members of staff are held responsible and answerable for their doings by acme administration. the 18th subjects obliquely measured the on-site controllers’ intensity of satisfaction and empowerment. subject 29 and 30 were straight queries permitting the members of staff to document their level of satisfaction or empowerment. lastly, queries 31, 32 and 33 were accustomed to identify the highest five fundamentals on-site controllers thought led to member of staff satisfaction and empowerment. the main questions, which were 11-30, were accustomed to appraise conduct and point of view of the members of staff.
Aforementioned to conducting the interview, deakin university’s institutional review board was made contact with, and authorization was approved to carry out this study. the institute’s board’s key rationale is to protect the civil liberties and interests of human study issues. consistent with university guiding principles, any study considered to seek information from individual subjects must be pre-commended by a review commission.
INTEREST RATE RISK IN THE BANKING BOOK: EMBEDDED OPTIONS IN RESIDENTIAL MORTGAGES
Interest rate risk is associated with the fluctuations in the interest rates. Interest rate risk therefore can be defined as the change in the portfolio value that a bank obtains as a result of the unexpected changes in the interest rates. The interest rate risk can also be termed as one of the ways that an individual or the bank can make profits and the value of the shareholder can gain therefore banks accept interest rate risk as a normal part of their banking business. However, for banks taking an excessive interest rate risk could threaten bank’s earnings and capital base. This is because the fluctuations in the rate of interest normally alter with the earnings of the bank. This means that it changes its net interest income, the level of other incomes that are associated with the interest rate and operating expenses. This will in overall alters the value of the assets as well as liabilities. Often change when interest rates changes. Furthermore interest rate risk affects a bank’ earnings directly as, there may be changes on active and passive interest rates plus changes on market values of assets and liabilities as well as indirectly, due to changes on business volumes. Thus, to effectively manage the risks is very much essential in order to ensure that the earnings and the value of the bank is maintained in its expected position or increases as required.
Therefore, banks typically split interest rate risk into two components: traded interest rate risk and non-traded interest rate risk. The non-traded interest rate risk is often referred to as interest rate risk on the balance sheet or in the banking book and therefore includes all commercial banking activities in the banking sector. Both refer to the potential impact of adverse movements in interest rates but they follow different accounting rules. The underlying principle for separating these portfolios is that while the banking portfolio follows traditional accounting rules of accrued interest income and accrued interest costs, trading on the other hand relies on market values (market-to-market) of transactions….
Example research paper on Alcoholism:
Alcohol’s importance in our social history is significant. Even more significant is the abuse of alcohol and the how alcoholism has effected modern society. However, before the word “alcoholism” was ever spoken, alcohol was used for many purposes such as settling battles, giving courage in battles, celebrating festivals and wooing lovers. The history of alcohol can be traced all the way back to the Egyptians. In Egyptian burials, it was used to help the dead’s journey to the afterlife. There is also evidence that the Babylonians, around 1600 BC, knew how to brew 20 different types of beer.
It was also around this time that alcohol was tied to abuse. The Babylonians made their laws include punishments against drunkenness. The Greeks and the Romans drank mostly wine, and they loved it so much that they worshipped Dionysus, the god of wine. When they worshipped, the Greeks and Romans would become extremely intoxicated. Their writings are full of warnings against drinking too much. In 55 BC, the Romans introduced beer, right before alcohol become important in religious cultures….
Divorce has become a major issue in our society, and many causes have been attributed to the incline in divorce rates. Divorce rates have spiked during the past few decades and no on really knows why, but several theories have been formed in an attempt to explain this recent phenomena. Feminist theory, Individualism, and dual income theories will be discussed and analyzed to determine if they apply to the recent rise in divorce rates in North America. These theories do not act alone, that is, a not one of the above theories can be labeled as a definite cause of divorce, but when all three are examined together, a formula for divorce can be seen. The rise in divorce can not be, and should not be, attributed to a single theory, but rather the rise in divorce rates can be linked to all three, and one can see that these theories act collectively, as opposed to individually to cause the dramatic spike in divorce rates….
Describe and critically evaluate the key factors that shape the role and practices of the HR/Personnel function within an organisation with which you are familiar. On the basis of your analysis identify the main HRM challenges currently facing this organisation. Relate your analysis to appropriate literature.
Introduction People are an important and expensive resource to a business. This asset has the capacity to be highly productive and generate revenue for the firm, but it also requires much attention and maintenance. When the direct costs of employment are added to the indirect costs of recruitment and selection, training and development, the organisation’s investment in an average full-time employee can exceed ?00,000 in a short space of time. Therefore one of the fundamental factors is how to attract the right employee and retain their services, gaining efficiency throughout. Before answering the first part of the question “Describe and critically evaluate the key factors that shape the role and practices of the …
In the “Principles of Human Knowledge,” George Berkeley argues that material objects are nothing more than images within the mind. This idealism suggests that no physical non-thinking entities are real. The only reality of the objects is the image within the mind of the perceiver of the objects. For instance, objects are perceived by the senses. We then perceive or interpret our own ideas or sensations. Thus, the ideas have more reality to us than does the objects that we supposedly perceive. Next, Berkeley defines the term “existence.” For a body to exist, one must perceive it or have the potential to perceive it. Yet, everything that we perceive or have the potential to perceive is ideas. Thus, to say that a body exists is to say that you merely had an idea of that body. An objection to this argument is that one cannot have an idea of something without perceiving the real object. To retort this statement, Berkeley suggests that we cannot distinguish the sensible objects form the perception of these objects. …
Anxiety is the uncomfortable feeling of dread that occurs in response to extreme or prolonged periods of stress (Smeltzer and Bare, 2000). It is commonly ranked as mild, moderate, severe, or panic. It is believed that a mild amount of anxiety is a normal part of the human being and that mild anxiety is necessary to change and develop new ways of coping with stress. Anxiety is a reaction to an internal threat, such as an unacceptable impulse or a repressed thought that is straining to reach a conscious level or a real, threatened, or imagined threat to the patient’s self-esteem. Overwhelming anxiety can result in a generalized anxiety disorder (GAD) – uncontrollable, unrealistic worry that is persistent. Risk Factors/Incidence Onset is usually before age 20, and the patient usually has a history of childhood fears. It’s equally common in men and women. More than 80% of patients with GAD suffer from major depression, arrhythmias, or social phobia (Smeltzer and Bare, 2000). Physiological Process/Etiology of the Disease or Condition Anxiety can indicate a primary psychiatric condition, be related to a primary medical disease, or be related to a medication adverse effect. …
The research and financial analysis of this report are based on the information provided by the Ryanair Financial Report, relevant internet and library.
The purpose of this research paper is using financial management techniques to provide an overview of Ryanair Holding Plc. After analyzing the information from different resources, this research paper will supply other companies with a guide to make many decisions required to effectively manage of their business and to develop their future financial plans for the future requires reliable and pertinent information on the financial performance and financial position of the firm although if the analysis forecasts serious financial problems….